Broker Check

Business Retirement Plans

A plan that 
works for
you and
your team.

We design, implement, and manage retirement plans that support both employers and employees in achieving their financial objectives — while taking the fiduciary and administrative burden off your plate.

What We Provide

01.

Plan Design & Implementation

02.

Fiduciary & Regulatory Support

03.

Investment Platform Management

04.

Values-Based Investing Strategies

05.

Participant Education & Consultations

06.

Ongoing Monitoring & Reporting

Our Approach
Expertise
you can rely on. 
Plans built
to last.

"We strive to gain a comprehensive understanding of each organization's specific goals and the requirements of their plan participants."

Our team possesses substantial expertise in assisting employers with the establishment and management of retirement plans. From initial plan design through ongoing administration, we serve as a dedicated partner — not just a product provider.

We take time to understand your organization's specific goals and the needs of your plan participants. Through customized strategies and informed guidance, we are committed to achieving optimal outcomes and ensuring confidence for both plan sponsors and employees alike.

Whether you are establishing a plan for the first time, reviewing an existing plan's performance and costs, or looking to enhance participation and outcomes, SC Advisors brings the expertise, objectivity, and commitment to deliver a retirement program your organization can be proud of.

Fiduciary Responsibility
Ease your administrative
and fiduciary burden.

As the sponsor of a retirement plan, you serve as a fiduciary and are obligated to comply with established rules and regulations governing plan management. Balancing these duties with your daily operational responsibilities can be demanding. Our services are designed to streamline and manage much of the administrative and investment obligation on your behalf — enabling you to devote greater attention to running your organization.

ERISA

Fiduciary Compliance
We act as a named fiduciary, assuming regulatory responsibility for managing your plan investments.

3(38)

Investment Manager Status
Full discretionary investment management authority — reducing your liability as plan sponsor.

360°

Plan Oversight
From fund selection and monitoring to compliance reporting and participant communications.

OUR SERVICES
Everything your plan 
needs to succeed.

A comprehensive service offering covering plan design, investment management, regulatory compliance, and participant engagement — all under one roof.

01

Plan Design

A tailored plan is the cornerstone of an effective retirement program. We perform a comprehensive evaluation to identify your distinct objectives, then develop and implement solutions specifically suited to your group's demographic profile and aligned with your organization's strategic goals.

02

Regulatory & Administrative Support

A tailored plan is the cornerstone of an effective retirement program. We perform a comprehensive evaluation to identify your distinct objectives, then develop and implement solutions specifically suited to your group's demographic profile and aligned with your organization's strategic goals.

03

Unbiased Investment Platform

A tailored plan is the cornerstone of an effective retirement program. We perform a comprehensive evaluation to identify your distinct objectives, then develop and implement solutions specifically suited to your group's demographic profile and aligned with your organization's strategic goals.

04

Values-Based Investing

Your company's values matter — to you, your employees, and your organization. We can manage a menu of investments that reflects those values, either including or excluding specific investments from your plan's lineup based on ESG criteria, faith-based principles, or other defined parameters.

05

Participant Education

Our team delivers focused communication and education to ensure employees fully understand and appreciate their plan benefits, empowering them to take confident, informed action. We provide both on-site group sessions and individual consultations tailored to each participant's financial situation.

06

Ongoing Monitoring & Reporting

Retirement plans require continuous oversight — not a set-it-and-forget-it approach. We provide regular performance reviews, fund replacement analysis, benchmarking, and transparent reporting to keep your plan optimized and your obligations met year after year.

Plan Types
The right plan for
your organization.

From small businesses seeking simplicity to large organizations requiring sophisticated structures, we advise on and administer the full range of employer-sponsored retirement plan options.

01.

401(k) Plans

The most widely used employer-sponsored plan. We design traditional and safe harbor 401(k) plans that maximize participation and contribution rates while minimizing plan sponsor liability and administrative complexity.

02.

Cash Balance Plans

A defined benefit plan that functions like a defined contribution account — ideal for business owners and high-earning professionals seeking to accelerate tax-deferred savings well beyond traditional 401(k) limits. Annual contributions can exceed $320,000 for older business owners.

03.

Profit Sharing Plans

Flexible employer-funded plans that allow discretionary annual contributions tied to company performance — an effective tool for rewarding employees and reducing taxable income in strong revenue years.

04.

SEP & SIMPLE IRAs

Streamlined retirement solutions for small businesses and self-employed individuals — offering straightforward administration and meaningful contribution limits without the complexity of a full qualified plan.

05.

Defined Benefit Plans

Traditional pension-style plans that provide employees with a guaranteed income in retirement. We advise on design, funding strategy, and actuarial requirements for organizations where long-term employee retention is a strategic priority.

Participant Engagement
Empowering
employees to 
take action.

A well-designed retirement plan only delivers its full value when employees understand it, trust it, and use it. Our participant engagement program ensures your team members are equipped to make confident, informed decisions about their financial future.

We deliver focused communication and education at both the group and individual level — meeting participants where they are and providing the guidance they need to optimize their benefits and build long-term financial confidence.

  • On-Site Group Sessions

    Scheduled workplace presentations covering plan benefits, investment options, and enrollment guidance — designed to drive participation and comprehension.

  • Virtual Education Programs

    Flexible digital education options for distributed or remote workforces, including webinars and on-demand resources.

  • Individual Financial Consultations

    One-on-one meetings tailored to each participant's personal financial situation, retirement timeline, and contribution strategy.

  • Enrollment & Onboarding Support

    Dedicated support for new employees during the enrollment process — ensuring a seamless, confident start to their plan participation.

Blogs

Cash Balance Plans

Cash Balance Plans

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Build a retirement
plan your employees
will value.

Connect with an SC Advisors retirement plan specialist to explore a plan design that works for your organization, your employees, and your bottom line.

Schedule A Consultation

No obligation · Confidential · Complimentary first consultation