Market & Economic Update

Opinions expressed here are those of the authors. The information provided is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. International investing involves special risks not present with U.S. investments due to factors such as increased volatility, currency fluctuation, and differences in auditing and other financial standards. These risks can be accentuated in emerging markets. In general, the bond market is volatile as prices rise when interest rates fall and vice versa. This effect is usually pronounced for longer-term securities. Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. Past performance is not a guarantee of future results. Indexes cannot be invested in directly, are unmanaged and do not incur management fees, costs and expenses.

Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc., Member FINRA, SIPC and Registered Investment Adviser. Strategic Capital Advisors and Woodbury Financial Services, Inc. are not affiliated.
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Fee-based advisory services are available only to residents of : California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Georgia (GA), Hawaii (HI), Illinois (IL), Maryland (MD), Massachusetts (MA), Nevada (NV), New Mexico (NM), New York (NY), North Carolina (NC), Ohio (OH), Pennsylvania (PA), South Carolina (SC), Texas (TX), Virginia (VA), Wisconsin (WI).

S&P 500: The S&P 500 is an unmanaged index comprised of 500 widely-held securities
considered to be representative of the stock market in general.
DJIA: The Dow Jones Industrial Average (DJIA) is a price weighted index of 30 of the largest, most widely held stocks traded on the New York Stock Exchange.
NASDAQ: The NASDAQ Composite Index is an unmanaged, market-weighted index of all over-the-counter common stocks traded on the National Association of Securities Dealers Automated Quotation System.
The Euro STOXX 50 Index is a market capitalization weighted stock index of 50 large, blue- chip European companies operating within Eurozone nations. Components are selected from the Euro STOXX Index which includes large-, mid- and small-cap stocks in the Eurozone.
The iShares MSCI Emerging Markets Index Fund seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of publicly traded securities in emerging markets, as represented by the MSCI Emerging Markets Index.
Total Bond Market (BND) is an exchange-traded fund (ETF) created by Vanguard to track the performance of Barclays U.S. Aggregate Float Adjusted Index, which is a broad, market-weighted bond index.
The SPDR Gold Trust (GLD) tracks the performance of the price of gold bullion, less the Trust's expenses.